Privacy Policy for ULI Digital

 

Last Updated: July 24, 2025

At ULI Digital (accessible at ulidigital.com), we are committed to protecting your privacy and ensuring a secure experience while you explore our content on the Unified Lending Interface (ULI), fintech, and financial inclusion. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website. By using ulidigital.com, you agree to the practices described in this policy. For any questions, please contact us at support@ulidigital.com.

Information We Collect

 

We collect information to enhance your experience and provide relevant content about ULI and digital lending. The types of information we may collect include:

  • Personal Information:
    • Name, email address, or other details you voluntarily provide when subscribing to our newsletter, commenting on blog posts, or contacting us via support@ulidigital.com.
    • Information submitted through contact forms or subscription prompts.
  • Non-Personal Information:
    • Usage data, such as pages visited, time spent on the site, and referral sources, collected via cookies and analytics tools.
    • Device information, including IP address, browser type, and operating system, to optimize site performance.
  • Third-Party Data:
    • Data from social media platforms (e.g., Twitter/X, LinkedIn) when you interact with our content or share posts.
    • Analytics data from tools like Google Analytics to understand user behavior and improve content.

How We Collect Information

 

We use the following methods to collect information:

  • Direct Input: When you enter details in forms, such as newsletter sign-ups or contact forms.
  • Cookies and Tracking Technologies: We use cookies to track browsing behavior, improve user experience, and serve relevant ads. You can manage cookie preferences through your browser settings.
  • Third-Party Services: Tools like Google Analytics collect anonymized data to analyze site performance and user engagement.
  • Social Media Interactions: Data from platforms where you engage with our content, such as liking or sharing posts.

How We Use Your Information


 

We use your information to provide a seamless and personalized experience on ulidigital.com. Specific uses include:

  • Content Delivery: Personalizing blog recommendations based on your interests in ULI, fintech, or MSME financing.
  • Communication: Responding to inquiries sent to support@ulidigital.com and sending newsletters with updates on ULI and digital lending.
  • Site Improvement: Analyzing usage data to optimize site performance, navigation, and content quality.
  • Advertising: Displaying ads via Google AdSense or affiliate partners, tailored to your browsing behavior.
  • Legal Compliance: Ensuring adherence to privacy regulations like GDPR and CCPA, where applicable.

How We Share Your Information


 

We value your privacy and do not sell or rent your personal information. We may share data in the following cases:

  • Service Providers: With trusted third parties (e.g., Google Analytics, email marketing platforms) that assist with site operations, analytics, or newsletter delivery, under strict confidentiality agreements.
  • Legal Requirements: If required by law, such as in response to a court order or regulatory request.
  • Business Transfers: In the event of a merger, acquisition, or sale of ulidigital.com, your data may be transferred with appropriate safeguards.
  • Aggregated Data: Anonymized, aggregated data may be shared with partners for analytics or advertising purposes.


Data Security

 

We prioritize the security of your information and implement reasonable measures to protect it, including:

  • Encryption for data transmission (e.g., SSL/TLS on ulidigital.com).
  • Secure storage of personal information on protected servers.
  • Regular updates to security protocols to address potential vulnerabilities.

However, no online platform is 100% secure. While we strive to protect your data, we cannot guarantee absolute security. Please contact support@ulidigital.com if you suspect a security issue.


Your Privacy Rights


 

You have control over your personal information. Depending on your location, you may have the following rights:

  • Access: Request details about the data we hold about you.
  • Correction: Update or correct inaccurate information.
  • Deletion: Request the removal of your personal data, subject to legal obligations.
  • Opt-Out: Unsubscribe from newsletters or opt out of targeted advertising.
  • Cookie Management: Adjust cookie preferences via your browser or our cookie consent tool.

To exercise these rights, contact us at support@ulidigital.com. We will respond within 30 days, in compliance with applicable laws.


Cookies and Tracking Technologies


 

We use cookies and similar technologies to enhance your experience on ulidigital.com. These include:

  • Essential Cookies: Necessary for site functionality, such as navigation and access to secure areas.
  • Analytics Cookies: Track site usage to improve content and user experience (e.g., Google Analytics).
  • Advertising Cookies: Enable personalized ads through Google AdSense or affiliate partners.

You can disable cookies in your browser settings, but this may affect site functionality. Our cookie consent pop-up allows you to manage preferences during your visit.


Third-Party Links and Services


 

ulidigital.com may contain links to external websites, such as RBI’s official site or social media platforms. We are not responsible for the privacy practices of these third-party sites. We encourage you to review their privacy policies before sharing personal information. For example, interactions on Twitter/X are subject to their respective privacy policies.


Children’s Privacy


 

ulidigital.com is not intended for users under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided data without parental consent, please contact us at support@ulidigital.com, and we will take steps to remove it.


International Data Transfers


 

As ulidigital.com is hosted in India, your data may be processed in servers located within or outside India. We ensure that any international data transfers comply with applicable privacy laws, using safeguards like standard contractual clauses for GDPR compliance.


Changes to This Privacy Policy


 

We may update this Privacy Policy to reflect changes in our practices or legal requirements. The updated policy will be posted on ulidigital.com with a revised “Last Updated” date. We encourage you to review this page periodically. Significant changes will be communicated via email to newsletter subscribers or a prominent notice on our site.


Contact Us


If you have questions, concerns, or requests regarding this Privacy Policy or your data, please reach out to us:

We aim to respond to all inquiries within 7 business days.